The government created these companies to supply cash to banks for the purpose of home loans. The recovery plan would only apply to new home loans made by Lendersand not to current loans. NewsChannel 11 with Teresa Laurent at AEA Federal Credit union, to see how this might effect those that are considering purchasing a home.

"Home ownership is not scary. You just have to be aware of the type of loan you are getting and if it will fit in your financial future" Laurent also adds that out of nearly three thousand home loans AEA has ---only 16 have recently had problems making their mortgage payments.